Average credit score in St. Louis is about 666 while national average is around 687. St. Louis has one of the lowest credit score in the whole St. Louis Metro area when compared with other cities like Kansas City MO ( 665 ). Grandview MO has the lowest credit score among all these cities with a poor score of ( 624 ). If you are living in St. Louis metro area and have poor credit, it's easy to be tempted by promises of quick fixes. There is no Quick Fix to a bad credit. Get a free credit repair consultation in St. Louis by calling our local number (314) 207-0437. Take the first step towards you credit repair today.
Average St. Louis Credit Score : 666
St. Louis Credit Score Facts
Credit bureau Experian released a report that said St. Louis-area consumers shoulder the highest debt among residents of the top 25 U.S. major metropolitan areas. The average debt per consumer in the St. Louis area was $23,600 . St. Louis-Metro area also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 666 out of a range of 300 to 850. This piece of information alone justifies growth of St. Louis credit repair companies. They aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage.
In St. Louis metro area we have around 50.9% of people with poor ( 550 - 649 ) or very poor credit score ( 350 - 550 ). Just 30.7% of population in St. Louis has Excellent credit score ( 750 - 850 ). There is no quick fix for a bad credit score. If you are serious about credit repair, the first step to credit restoration is choosing a legitimate credit repair company in St. Louis MO. Call our local number (314) 207-0437 and learn how to clean up your credit report, improve your credit score and choose a reputable St. Louis credit repair company. Get a free credit repair consultation today.
How St. Louis Credit Repair Companies Help Repair Your Credit Report
- Retrieve your credit report from top three credit bureaus (Equifax, Experian, and TransUnion)
- Negotiate with your lenders in St. Louis to remove negative items.
- Communicate with creditors and credit bureaus on your behalf to remove negative items as soon as possible.
- Help improve your FICO score
Why You Must Hire A St. Louis Credit Repair Company :
If you believe there are errors in your credit report, you can benefit from hiring one of the best St. Louis credit repair companies correcting those errors for you. There is no magical formula to raise your credit score in a short time but credit repair services can for sure help you give your score a deserved bump. There are many loopholes that credit repair services in St. Louis will use to raise your score. But before hiring a St. Louis credit repair service you must look for three things: how long the credit repair company has been around, reputation and money-back guarantee. Typically credit repair in St. Louis can cost around $99.95 per month, plus a small one-time charge to obtain your credit reports. Its always recommended to get quotes and consultations from at least 3 credit repair companies in St. Louis before you decide to hire one. Take your first step towards credit repair in St. Louis by calling our local number (314) 207-0437 to get no obligation credit repair quote.
Top St. Louis Credit Repair Companies
The Credit Care Company
Phoenix Credit Consultants
Freedom Credit Solutions
The Credit Repairman